How you get paid

Help a client today.
Build income that can renew.

You may earn an initial commission when a client enrolls, then renewal commissions while that client stays enrolled. Serve people well, keep relationships strong, and your book can grow year after year.

01

Enroll

Help an eligible client choose and enroll in a suitable plan.

02

Serve

Stay connected and support the relationship after enrollment.

03

Renew

Renewal commissions may continue while the client remains enrolled.

A simple illustration

One enrollment can pay twice: now and at renewal.

These examples show how commission structures may work. They are illustrations—not a promise of income.

Illustrative year-one example

100 Medicare Advantage clients at the 2027 maximum of $725 plus 50 Medigap clients averaging $150/month in premium comes to roughly $88,250 in year one.

Plan typeYear 1Renewal
Medicare Advantage~$725 / client~$363 / year
Part D Plans~$130 / client~$65 / year
Medigap Plans15–20% premium10–15% annually
The real value is built through consistent service, client retention, and steady production—not a single sale.

Important income disclosure

Income is based on each agent’s individual production and performance and is not guaranteed. Figures reflect 2027 CMS maximum commission rates for most states; California and New Jersey are higher ($902 year one / $451 renewal). Actual rates vary by state, carrier, plan, retention, client eligibility, and individual production.